Subscription
calculator

Monthly bills are multiplied by 12, quarterly bills by 4, and weekly bills by 52. Annual bills use the full yearly amount. We divide the annual total by 12 for a comparable monthly average. This is a spending estimate, not a schedule of future charges. Individual rounded amounts may differ by a cent from the rounded total.

Enter how often you use each subscription and whether it feels essential, worthwhile or unused. Cost per use is one useful lens, but a backup service or a tool you rely on occasionally can still be valuable. Check for overlapping benefits, then try pausing one low-value service at its next renewal.

No. It only models a possible reduction after renewal. Cancel or pause directly with the provider and check your billing date, commitment, lost benefits and any fees. An annual payment already made is not an immediate saving or refund.

We use publicly listed US prices where available, checkedOctober 15, 2026. Prices can change, and app-store billing, promotions, taxes, add-ons and older plans may differ. Every amount and billing interval is editable. Use the provider pricing link beside each selected service to check your plan.

Your entries stay in this tab’s memory and are cleared when you reload or leave. They are not sent to Loaf, connected to your bank, or included in the page URL. Download your list before leaving if you want to keep it. The site uses basic page analytics as described in our privacy policy.